I was told I can only enroll during Open Enrollment Period. Is that true?

I recently moved from CA to TX and my health insurance doesn't cover me here.

img

Question:

I recently moved from CA to TX and my health insurance doesn't cover me here. I was told I can only enroll during Open Enrollment Period. Is that true?

Answer:

Yes, we are currently in Special Enrollment Period. Meaning you may only enroll into a new health insurance plan if you qualify. Open Enrollment Period (OEP) runs November 1, 2017 – December 15, 2017.

Moving to a different ZIP code or county is considered a Qualifying Life Event (QLE) and would allow you to enroll in a Texas plan right now. You have 60 days from the date you moved. You can still make a plan change come OEP.

Here are some additional examples.

Involuntary Loss of Coverage:
  • Losing job-based coverage
  • COBRA expiring
  • Losing individual health coverage
  • Losing eligibility for Medicare, Medicaid or CHIP
  • Losing coverage through a family member
Change in Household Size:
  • Getting married
  • Having a baby or adopting a child
  • Getting divorced or legally separated
  • Death
Change in Residence:
  • Moving to a different ZIP code or county
  • A student moving to or from the place where they attend school
  • A seasonal worker moving to or from the place they both live and work
  • Moving to the U.S. from a foreign country