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Are health insurance rates different in every state? For example, is New York more expensive than Pennsylvania?
Yes, health insurance rates vary in every state. In fact, rates vary in every county.
Rates are based on age, geographic location (zip code) and other factors such as tobacco use. And they are not negotiable.
That means your neighboring town may have access to different plan networks than your hometown.
For example, if you lived in Lake County this year, you would not have access to Blue Focus Care, a Blue Cross Blue Shield of Illinois network specific to Cook County only.
You can only visit hospitals and doctors that are in network. Regardless of the county they service patients in—the plan you purchase is specific to the county you reside in.
The Internal Revenue Service (IRS) recently published Revenue Procedure 2022-38.
IXSolutions brings over 30 years of combined experience to the market as Employee Benefits Consultants. We’ve been bringing creative solutions and alternatives to the market since the inception of the Affordable Care Act.
Today, we work with companies, individuals, and Medicare eligible individuals to provide solutions to the complex insurance industry. We are a trusted partner to thousands of clients, brokers, and associations across the country.
