Are health insurance rates different in every state?

For example, is New York more expensive than Pennsylvania?
Question:

Are health insurance rates different in every state? For example, is New York more expensive than Pennsylvania?

Answer:

Yes, health insurance rates vary in every state. In fact, rates vary in every county.

Rates are based on age, geographic location (zip code) and other factors such as tobacco use. And they are not negotiable.

That means your neighboring town may have access to different plan networks than your hometown.

For example, if you lived in Lake County this year, you would not have access to Blue Focus Care, a Blue Cross Blue Shield of Illinois network specific to Cook County only.

You can only visit hospitals and doctors that are in network. Regardless of the county they service patients in—the plan you purchase is specific to the county you reside in.

Share This Post

Questions? Speak with a licensed agent today
Call Us at 855-563-6993

More To Explore

About IXSolutions

IXSolutions brings 30 years of experience to the market as Employee Benefit Consultants. We’ve been partnering with Brokers in the industry since the inception of the Affordable Care Act, bringing alternative solutions to our Broker partners.

Today we partner with all types of brokers, whether they are new brokers getting into the business, seasoned brokers getting out of the business, looking to expand and get into new markets, or simply looking for a trusted partner to lean on in the Employee Benefits space.

Connect With Us:

(855) 563-6993

Company

Products

Resources