IXSuite Private Exchange Changing Health Care Delivery for Employers

Small business employees get help during final days of 2015 open enrollment period

ROSEMONT, Ill. (January 15, 2015) With only one month remaining in the 2015 health insurance open enrollment period, IXSolutions is continuing to help Illinois small businesses give their employees access to coverage. IXSolutions offers the IXSuite private insurance exchange, designed exclusively for small businesses as a time and money saving alternative to group coverage.

While the open enrollment period is scheduled to end on February 15, small businesses still have time to help their employees get covered. Any individual without health insurance after Feb. 15 will be at risk for paying a tax penalty of up to two percent of their annual household income.

“It’s safe to say that most employers do not want to see their employees paying more money in taxes just because they don’t have health insurance,” said John DiVito, president and CEO of IXSolutions. “But, nearly 70 percent of small businesses in Illinois don’t offer health insurance, mostly due to the high costs of traditional group coverage. IXSuite allows these small businesses to help their employees get access to affordable coverage without putting a financial strain on their budgets.”

IXSuite features an online health insurance marketplace for employees, which allows them to shop for plans offered by the nation’s leading insurance companies. IXSuite gives employees the opportunity to choose a health plan that meets both their health care and financial needs.

Employees can also take advantage of lower health care costs, currently offered through government subsidies. Qualifying for these subsidies can allow them to pay a lower monthly premium for their health plan and possibly even lower costs for the health care services they receive. IXSuite offers employees assistance from licensed insurance professionals to determine subsidy eligibility and help enrolling in subsidy eligible plans.

The exchange can also be used for employers looking for a health care solution for their part-time employees. While these part-time employees may not qualify to be covered under their employer’s group plan, they are still legally required to have health insurance. IXSuite offers an easy way for employer’s to help their part-time employees get access to the coverage they need for 2015.

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