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  • Employee Benefits
  • Individual and Family
  • Medicare
level-funded vs captive Employee Benefits

Level-Funded Insurance vs. Captive Health Insurance: Key Differences

For employers navigating the complex world of employee health benefits, finding the right plan can feel overwhelming. Traditional fully insured plans are often the default ...
health insurance renewal process Employee Benefits

Breaking Down Level-Funded Insurance Renewal Processes: Complete Guide

Whether your company already offers level-funded insurance or you’re on a fully insured plan and thinking about making the switch, renewal season is the perfect ...
tax and financial responsibility Employee Benefits

Tax Implications of Level-Funded Health Plans 2025

Level-funded health plans have become a popular option for businesses seeking cost-effective ways to provide health benefits. Combining the financial predictability of fully insured plans ...
find insurance company Employee Benefits

How to Choose the Right Health Insurance Broker

Selecting the right health insurance broker is essential, especially with the complex choices available today. A knowledgeable broker can guide you through the health insurance ...
health insurance companies Employee Benefits

Benefits of Using a Health Insurance Broker

Finding the right health insurance plan can feel like a big task, especially with so many choices out there. That’s where a health insurance broker ...
level funded common misconceptions Employee Benefits

Debunking Myths About Level Funded Insurance

If you’re an employer considering a health benefits package, you may have heard about level funded insurance. This approach combines predictable costs with the flexibility ...
health insurance stipend Employee Benefits

Extra Pay Instead of Health Insurance: What is Better?

In today’s job market, employers and employees alike are weighing different ways to structure compensation packages, particularly regarding benefits. One of the biggest questions is ...
individual health insurance premiums Employee Benefits

ICHRA Compliance with ACA Regulations

If you’re exploring ways to offer health benefits without the one-size-fits-all approach of traditional group health insurance, Individual Coverage Health Reimbursement Arrangements (ICHRA) could be ...
ichra pros cons Employee Benefits

Pros and Cons of ICHRA

As companies navigate options for offering health benefits, Individual Coverage Health Reimbursement Arrangements (ICHRA) have become a popular choice. But what exactly is ICHRA, and ...
health reimbursement arrangements Employee Benefits

ICHRA vs QSEHRA: Choosing the Right Health Reimbursement Arrangement for Your Business

When it comes to offering healthcare benefits, businesses can choose between two popular HRAs: ICHRA and QSEHRA. Both arrangements allow employers to reimburse employees for ...
self funded plan Employee Benefits

Level Funded vs. Fully Insured Plans

Selecting the right health insurance plan for your business can feel like a big decision, especially if you’re a small or medium-sized company. Employers need ...
health care costs Employee Benefits

Perks of Level Funded Insurance Plans

When businesses look for affordable and flexible health insurance options, level funded insurance plans are a valuable choice. A level funded insurance plan combines elements ...