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  • All
  • Employee Benefits
  • Individual and Family
  • Medicare
Employee Benefits

2024 Affordability Percentage and Premium Tax Credit Determinations

As it relates to the Employer Mandate, an offer of coverage will be considered affordable in 2024 if the employee has to pay no more ...
Employee Benefits

Marketplace: Important Dates

It’s hard to believe that another Health Insurance Marketplace (Marketplace) open enrollment period is quickly approaching. Here are some important dates to remember.
Employee Benefits

Employer Mandate: Calculating Affordable Offers of Coverage in 2024

The Employer Mandate guidelines state that coverage is affordable when an employee has to pay no more than 9.5% of their household income (inflation-adjusted to ...
Medicare

MSP Requirements: Offering Incentives

Employers often wonder if they can pay or reimburse employees for Medicare premiums if they waive coverage under the employer-sponsored group health plan. This may ...
Employee Benefits

Medicare Part D Notices Due by October 14, 2023

Each year employers must provide a written notice to Medicare-eligible employees who are covered under their group health plan. The notice must include information about ...
Employee Benefits

Health FSA Contribution Limits Explained

Health Flexible Spending Accounts (Health FSAs) are subject to maximum contribution limits under the Affordable Care Act (ACA), but certain situations can make it tricky ...
Employee Benefits

Unveiling the Key Differences between Level Funded and Self Funded Plans

Discover the differences between level-funded and self-funded employee health insurance plans. Make informed choices for your workforce's well-being.
Employee Benefits

Level Funded Health Plans: The Definitive Guide [2023]

Get the full scoop on level funded health plans for 2023. Learn what they are, who is eligible, and the advantages of switching to a ...
Employee Benefits

Unlocking Cost Savings: How Employers Can Slash Expenses with Level-Funded Plans

Discover how employers can take advantage of level-funded plans for their employees and save on healthcare costs.
Employee Benefits

HMO Explained: Everything You Need to Know

Learn about what an HMO is, the different types of plans available, and how you can make the most out of your health plan.
Individual and Family

PPO Health Insurance – What You Need to Know

Learn how PPO plans work, their benefits, and what you should consider when deciding between a PPO plan and other types of health insurance.
Employee Benefits

HMO vs. PPO: Finding the Best Plan for Your Healthcare Needs

Confused about which health insurance plan is right for you? We'll break down both HMO and PPO plans here so you can make an informed ...